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Mortgage rates hitting record lows – But with rates this low, it’s worth taking a look. Mortgage rates that are at the lowest levels in decades have caused a rush of refinancing. Check out calculators at Bankrate.com to see if.

First of all, it does affect one’s credit, much like a credit card. On the credit report, the line of credit would be reported as a mortgage or an installment loan. There is a difference in the way a line of credit is reported on one’s fico credit score, however.

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This loan calculator will help you determine the monthly payments on a loan. Simply enter the loan amount, term and interest rate in the fields below and click calculate to calculate your monthly.

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