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Reverse mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income. The only reverse mortgage insured by the U.S. Federal Government is called a home equity conversion Mortgage (HECM), and is only available through an FHA-approved lender.
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We then worked backward to determine the 3.5% down payment (current FHA down payment minimum) and loan amount. We plugged that data into the Zillow mortgage payment calculator to get estimated.
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According to an amortization calculator, your monthly principal and interest. Unfortunately, this comes at a price. FHA loans have , and generally cannot be.
How FHA mortgage insurance premiums work FHA-backed mortgages are. To see how the numbers would compare, we ran two scenarios through an FHA Loan Calculator – once with the reduced MIP, and again.