How Long Do Hard Inquiries Stay On Your Credit Report

A credit inquiry occurs when your credit report is viewed. A hard inquiry. How long do hard inquiries stay on your credit report? A hard inquiry.

When it comes to your credit scores, it is important to know how long do hard inquiries stay on your credit reports and how to deal with them.

A hard credit inquiry is performed when you apply for a loan or credit card, and it will stay on your credit report for up to two years, though it generally does not affect your score after six months.

Remove Charge-Offs From Your Credit Report Today Hard inquiries can stay on your credit report for up to two years, but how long does it hurt your credit score?

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How Long Do Inquiries and Bad Credit Stay On Your Report? You’ve always been so careful, but now there’s a bit of bad credit on your report. The first thing you likely want to know is how long that new dark spot will stay there.

Hard inquiries remain on your credit report for just over two years, but their impact on your credit lessens over time. Even if you have multiple hard inquiries in a span of just a few months, it’s still unlikely a potential lender will give them too much weight.

A hard inquiry stays on your credit report for about two years, but it won’t affect your score for longer than a year. Hard inquiries on your credit – the kind that happen when you apply for a loan or credit card – can stay on your credit report for about 24 months.

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Soft inquiries don’t negatively affect your credit score so it doesn’t matter how many are on your credit report. A hard inquiry occurs when you are actively applying for some kind of loan. For example, when you apply for a credit card or mortgage, the lender will ask if they can pull your credit report and this will show up as a hard inquiry.

These inquiries are one factor in determining your credit score. and was told that these hard hits on my credit report would not matter, would cause no damage to my credit score. But of course it.